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 ICBC AUTOMOBILE QUOTES

The simplest way to get a quote is to call, fax or email us your current insurance documents. If it's not available, provide us with the following information (pdf file).
1. Your name

2. Address where the vehicle is parked when not in use (usually your home address)

3. Vehicle Use
Pleasure Use Only (can be driven to work or school 6 days/month or less)

To & From Work or School (WITHIN 15km from home)

To & From Work or School (MORE THAN 15km from home)

BUSINESS & Pleasure Use

Other Use (describe in detail)


4. Have all drivers of this vehicle in your household had a drivers licence for ten years or more? (If so, you qualify for a discount)

5. Drivers Licence number of the main driver

6. Year, Make and Model of Vehicle (be specific)

7. Coverages (most common are in bold)
Basic $200,000 Third-Party Liability & Accident Benefits (mandatory)

Excess Third Party Legal Liability
$1,000,000 | $2,000,000 | $3,000,000 | $5,000,000.

Collision
$300 deductible | $500 deductible | $1,000 deductible

Comprehensive
$300 deductible | $500 deductible | $1,000 deductible

Loss of Use (to rent a car if your car has a claim and is undrivable)
$30/day | $50/day | $80/day | $100/day

Roadstar Package (includes Loss of Use of $500 plus other benefits)

RoadsidePlus package (same as Roadstar plus Roadside Assistance Reimbursement, Loss of Use of $750, Theft Deductible Waiver, and other benefits)

Replacement Cost/Limited Depreciation

Excess UnderInsured Motorist Protection ($25)

8. Payment Method
Cash/Cheque | Visa/MC/AMEX | Monthly Payment Plan | Quarterly Pay

Other optional information that will assist us:

9. Approximate net weight of vehicle (If you're not sure, we will determine)

10. Any non-factory modifications to the vehicle such as wheels, stereo, paint? If so, provide description and current dollar value.

11. the "DCID" number from your current insurance document. This is usually located on the top right-hand corner of the insurance papers.

12. Other Fees: depending on your situation, you may have to pay these additional fees:

Licence Plate ($18) - if new insurance

Registration ($18) - if new registration

Transfer of Ownership ($28) - if purchasing a vehicle

7% Provincial Sales Tax based on purchase price of car if a private sale


Let us know your situation and we'll advise you if these fees are applied.

AUTOMOBILE STORAGE INSURANCE

Premiums are typically 35% of the gross Comprehensive premium and may be purchased for any number of days or months. Minimum Premium is $30.

ICBC TEMPORARY OPERATING PERMIT
Length of Period
$1 million Liability
$5 million Liability
Collision & Comprehensive
one day
$25
$29
$37
(most common permit)
2 days
$47
$52
$59
3 days
$66
$72
$78
one week
$130
$139
$158
15 days
$201
$213
$261


 
 


HOME INSURANCE
 
If you are just shopping around and wish to compare prices with your existing insurance, please provide us with details of your current policy so we may present an "apples to apples" comparison.

If you are buying insurance for the first time and need a quote, we can provide a basic quote based on information from a real estate listing. Refer to our Quick Quote Request Page here (pdf file).

If you would like a detailed quotation, we'll require detailed information about the property and yourself. The type of questions we ask are on the questionnaire here (pdf file).

CONDOMINIUM INSURANCE

For a Quick Quote, click here for a pdf file.

TENANTS INSURANCE

For a Quick Quote, click here for a pdf file.

RENTAL/SEASONAL HOME INSURANCE

Please call for a quote.
BUSINESS INSURANCE

Most business plans start at $1500/year premium but some businesses may qualify under a Home Insurance or Package policy with premiums starting at $300/year. To see if you qualify, please call us. If you would like to arrange an appointment with our business insurance specialists, please contact Ms. Beecham Pearson or John Kamitakahara.

 
  

 
TRAVEL/MEDICAL INSURANCE
For details on the policy benefits, please refer to this link: www.travelinsurance.ca

Most policies can be issued by phone, fax or email. We require your legal name, birthdate, address, phone number, destination, departure and return dates.
1. Canadians travelling to USA
The cost per day is based on age:
Age 0 - 30: $1.75/day
Age 31- 54: $2.10/day
Age 55 - 60: $2.50/day
Age 61 - 65: $3.80/day (up to 35 days)
Age 66 - 70: $4.70/day (up to 35 days)
Age 71 - 76: $10/day (up to 35 days)
Age 77 and up: $14/day (up to 35 days)

2. Canadians travelling to countries OTHER THAN the USA
The cost per day is based on age:
Age 0 - 30: $1.15/day
Age 31- 54: $1.45/day
Age 55 - 60: $1.75/day
Age 61 - 65: $2.65/day (up to 35 days)
Age 66 - 70: $3.75/day (up to 35 days)
Age 71 - 76: $9.50/day (up to 35 days)
Age 77 and up: $13.50/day (up to 35 days)

3. Annual Travel Insurance Plans
Age Category
0-40
41-60
61-70
71-75
Per Trip Length
8 days
$42
$59
$78
$129
15 days
$62
$72
$118
$209
35 days
$86
$97
$177
$340
60 days
$146
$195
$357
$684
105 days
Call

Family rates also available; call for information.

4. Visitors to Canada

Most policies can be issued by phone or email. We require your legal name, birthdate, address, phone number, date of entry into Canada, length of period insurance is required and the limit required.

The choice of limits are $10,000., $25,000., $50,000., $100,000. and $150,000.

Premiums start at $1.60/day for Age 40 or less at $10,000 limit.

SPECIAL EVENTS

Events such as trade shows, celebrations, promotions, Hole-in-one golf events, etc. can be covered under a Special Events insurance plan. Call us for more details.

BOAT INSURANCE

Details coming soon…